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Frequently Asked Questions
What are the different types of HDB flats available?
HDB offers various flat types including 2-room Flexi, 3-room, 4-room, 5-room, and Executive flats. Each type varies in size and layout to cater to different family sizes and needs.
How do I check my eligibility for an HDB flat?
You can check your eligibility on the HDB website. Generally, you must be a Singapore citizen or PR, at least 21 years old, and meet income ceiling requirements. Specific schemes have additional criteria.
What is the Minimum Occupation Period (MOP)?
The MOP is typically 5 years for most HDB flats, starting from the date of key collection. During this period, you cannot sell or rent out the entire flat, though renting out rooms may be allowed.
Can I use my CPF to pay for my HDB flat?
Yes, you can use your CPF Ordinary Account savings to pay for your HDB flat purchase, including the downpayment and monthly mortgage payments, subject to certain rules and limits.
What grants are available for HDB flat buyers?
Various grants are available such as the Enhanced CPF Housing Grant (EHG), Family Grant, and Proximity Housing Grant. Eligibility depends on factors like income level, flat type, and location.